Chery Car Finance

Trustpilot
5 star rating
Rated 4.6 | Excellent | 4000+ Reviews
£0 Deposit Options£0 Deposit Options
Reputable DealersReputable Dealers
Affordable Car FinanceAffordable Car Finance
Home DeliveryHome Delivery

Chery Car Finance

Chery car first. Finance second. Got your eye on a Chery? Tell us which one you want and we'll help with the finance. carloans 365 helps customers explore finance for eligible Chery cars from reputable dealerships across the UK. No jargon. No pressure.

Chery is one of the newest car brands on UK roads, but it's far from new to making cars. Whether you're looking at a Chery Tiggo 7, a seven-seat Tiggo 8 or another Chery SUV, our straightforward online application can help you find out what car finance options may be available.

Apply for Car Finance

How much can you afford to spend on a car?

Amount to borrow*
£7,000
£4,000£30,000
To pay over
4 Years
Assuming my credit rating is
Purple monster character mobile
Best Available Rate
11.9%
Initial Borrowing
£7,000.00
Total Cost of Credit
£1732.64
Total Amount Repayable
£8732.64
48 monthly payment of
£181.93

We act as a broker, not a lender. REP APR 21.6%

Rates from 11.9% APR: the exact rate you will be offered will be based on your circumstances.

Representative Example:

Borrowing £7,500 over 60 months at a Representative APR of 21.6% (fixed), 60 monthly repayments of £197.50, total amount repayable: £11,850, total interest payable: £4,350.

Rates may differ as they are dependent on individual circumstances. Subject to status. Finance is subject to status.

carloans 365 is a trading name of HT Finance Ltd. Company Number 11481948 registered address: carloans 365, Floor 2, Jackson House, Sibson Street, Sale, M33 7RR. HT Finance Ltd is authorised and regulated by the Financial Conduct Authority, under reference No. 821383 All finance is subject to status, terms and conditions apply. We work with a specific panel of lenders to try to obtain you an approval. We receive a commission for introducing you to parties with whom we work with. This commission is a fixed payment or percentage but can vary by partner. This does not impact the rate you are provided, full information on request. We do not charge a fee for our services.

Flexible Chery Car Finance

Chery cars UK buyers can choose from are SUVs, sold under the Tiggo name, with petrol and hybrid options designed for everyday family driving.

At carloans 365, we help customers explore finance for Chery cars from reputable dealerships across the UK.

Depending on the vehicle, lender and your circumstances, options could include Hire Purchase (HP), Personal Contract Purchase (PCP) and used car finance.

Our panel includes lenders with different criteria, so we can look for a finance option that fits you. We look at the person and their story, not just their credit history.

Why Choose carloans 365 for Chery Car Finance?

Whether you want a family-sized Chery SUV for the school run or a seven-seater for bigger journeys, carloans 365 keeps the finance side simple.

Options can include:

Finance is subject to status, affordability checks, vehicle eligibility and lender criteria.

Who Makes Chery Cars?

Chery cars are made by Chery Automobile Co., Ltd., a Chinese car company that has been building cars for decades and exporting its Tiggo SUVs for over 20 years.

The Chery automobile company is also the group behind Omoda and Jaecoo, two other car brands you may already have spotted on UK roads. Within that family, the Chery car brand is aimed squarely at mainstream family buyers, while Omoda is more design-led and Jaecoo more rugged.

Chery launched in the UK in 2025, with its UK models engineered for European markets at Chery's technical centre in Frankfurt. And the name? It's said to come from the word “cheery”.

Popular Chery Models

In the UK, Chery motor cars are all SUVs, so the main choice is size, seating and whether you want petrol or hybrid power.

The right model comes down to your budget, how many passengers you carry, how much boot space you need and how you'll use the car day to day.

Chery Tiggo 7

The Chery Tiggo 7 is a five-seat family SUV and Chery's global best-seller. It's a rival to cars like the Nissan Qashqai and Kia Sportage, and comes with plenty of standard kit.

It's available with a 1.6-litre petrol engine or Chery's Super Hybrid system. If you're searching for Chery Tiggo 7 finance, you can explore eligible models from reputable UK dealerships once your finance is arranged.

Chery Tiggo 8

The Chery Tiggo 8 is a larger SUV with seven seats, making it a practical pick for bigger families or anyone who regularly needs the extra space.

Like the Tiggo 7, it comes in petrol and hybrid form. A Chery Tiggo 8 on finance could suit you if you want seven seats without stepping up to a premium price tag.

Chery Tiggo 4 and Tiggo 9

Chery has also announced two more car Chery Tiggo models for the UK: the smaller Tiggo 4 crossover and the range-topping Tiggo 9 SUV. Availability will depend on dealer stock.

New and Used Chery Cars on Finance

Because Chery only arrived in the UK in 2025, most Chery cars on the road are new or nearly new.

That said, used car finance could still be an option as more used Chery autos start to appear at dealerships, often with low mileage and plenty of warranty left.

Depending on dealer availability, this could include:

  • Used Chery Tiggo 7
  • Used Chery Tiggo 8
  • Nearly new Chery SUVs

What Is the Price of a Chery Car?

The price of a Chery car depends on the model, engine and spec you choose.

At its UK launch, the Tiggo 7 started from £24,995 for the petrol version, while the seven-seat Tiggo 8 started from £28,545. Hybrid versions cost more.

Chery prices can change with updates, new model launches and dealer offers, so it's worth checking current prices with dealers. Used Chery prices will depend on the car's age, mileage, condition and spec.

When comparing Chery prices on finance, look beyond the monthly figure. The deposit, APR, agreement length and total amount repayable all matter.

How Does Chery Car Finance Work?

Simple. You can apply for Chery car finance with carloans 365 online, in a few straightforward steps.

1. Apply Online

Fill in our car finance application with a few basic details about your circumstances.

The initial eligibility check has no impact on your credit score. A lender will carry out a full credit search if you decide to proceed with an acceptance, before the finance agreement becomes active.

2. Explore Your Finance Options

We work with a limited panel of UK lenders and search for finance options based on your circumstances, affordability and lender criteria.

Depending on what's available, this could include Chery HP finance or Chery PCP finance.

3. Choose Your Chery

Now for the fun part. Once your finance is in place, you can search for an eligible Chery from a reputable UK dealership.*

That might be a Tiggo 7 for everyday family life or a seven-seat Tiggo 8 for when you need the extra room.

4. Complete the Finance Agreement

Once the car and dealership have passed the required checks, the finance agreement can be finalised with the lender. Then it's time to get behind the wheel.

Can I Get Chery Finance With Bad Credit?

Bad credit? Good news. You can still apply.

Past credit problems don't automatically mean car finance is off the table.

At carloans 365, we work with lenders that consider customers with a range of credit profiles.

Applications are assessed on more than a single credit score, and can take into account your income, affordability, existing financial commitments and previous credit history.

Previous financial difficulties could include:

  • Missed or late payments
  • Defaults
  • CCJs
  • A low credit score
  • A limited credit history

So Chery finance with bad credit may be possible depending on your circumstances.

Approval is not guaranteed and any finance offered must be affordable and suitable for your circumstances.

Learn more about bad credit car finance.

Can I Get a Chery on Finance With No Deposit?

No savings set aside for a deposit? No deposit car finance options may be available to eligible applicants.

Instead of paying a cash deposit at the start, the full eligible vehicle cost is financed.

Just bear in mind that financing a larger amount may increase your monthly repayments and the total interest you pay. It's the overall cost that counts, not just day one.

Availability depends on you, the lender and the Chery you choose.

HP or PCP Finance for a Chery?

Both Chery HP finance and Chery PCP finance spread the cost of a car, but they work differently. Here's the plain-English version.

With HP car finance, your monthly repayments generally cover the car's value plus interest over the agreed term. Once all required payments and fees have been made, the car is yours.

With PCP car finance, monthly repayments are usually calculated differently, and there's normally an optional final payment if you want to keep the car at the end.

The right option depends on the finance products available, the car and your circumstances.

Which Chery Is Right for Me?

With every Chery in the UK being an SUV, the right choice mainly comes down to size and power.

Need five seats and a sensible footprint? The Tiggo 7 is a strong shout. Need seven seats? Look at the Tiggo 8.

Then decide between petrol and hybrid, depending on your typical journeys and running costs.

Before you choose, think about:

  • Purchase price
  • Estimated monthly finance payment
  • Petrol or hybrid
  • Number of seats
  • Insurance
  • Fuel costs
  • Servicing and maintenance
  • Boot space
  • Vehicle age and mileage, if buying used

Our car finance calculator can give you an idea of how different borrowing amounts and terms could affect your monthly repayments.

Get Started With Chery Car Finance

Found the Chery you want, or still weighing up models?

carloans 365 can help you explore your Chery finance options before you choose an eligible car from a reputable UK dealership.

Apply for Chery Car Finance

An initial application has no impact on your credit score. If you choose to proceed with an acceptance, the lender will carry out a full credit search before funds are released and the agreement becomes active.

Additional Car Finance Resources

Want to do a bit more reading before you apply?

Ready to Finance the Chery You Want?

You know the car. Let's sort the finance. It takes less than a minute to apply.

Apply Now

*All finance is subject to status and income. No deposit options are subject to full credit checks and lender criteria. Vehicle and dealership selection is subject to internal checks and lender criteria. carloans 365 is a credit broker, not a lender.


Frequently Asked
Questions

Chery cars are made by Chery Automobile Co., Ltd., a Chinese car company. The same group is also behind the Omoda and Jaecoo brands.
Chery’s UK range is made up of SUVs under the Tiggo name, including the Tiggo 7 and seven-seat Tiggo 8, with the Tiggo 4 and Tiggo 9 also announced for the UK.
At launch, Chery’s UK prices started from £24,995 for the Tiggo 7 and £28,545 for the Tiggo 8, with hybrid versions costing more. Prices can change, so check current prices with dealers.
Yes. Eligible new and used Chery cars, including Tiggo models such as the Tiggo 7 and Tiggo 8, can be bought on finance, subject to lender criteria, affordability and the car meeting the finance provider’s requirements. Used car finance can be used for eligible used Chery cars from reputable dealerships, depending on availability.
It may be possible. Lenders can look at your income, affordability, existing commitments and previous credit history when assessing your application. Approval is not guaranteed.

Not answered your question? Get in touch on 0161 410 3365!

Purple monster character holding a 'Need some help?' sign