Start Mapping Out Your Journey

Car Finance Calculator

Working out what your monthly car finance payments might look like? You're in the right place.

The carloans 365 Finance Calculator helps you explore different loan options and get a quick idea of what could work for your budget, before you apply.

We know car finance can feel like a big step, especially if you've had credit challenges in the past. That's why we've built tools (and brought along Miles!) to help make the journey clearer, easier, and definitely more fun!

Try the calculator today - and when you're ready, Miles and the team at carloans 365 will be here to go the extra mile with you.

How much can you afford to
spend on a car?

How much can you afford to spend on a car?

Amount to borrow*
£7,000
£4,000£30,000
To pay over
4 Years
Assuming my credit rating is
Purple monster character mobile
Best Available Rate
13.9%
Initial Borrowing
£7,000.00
Total Cost of Credit
£997.76
Total Amount Repayable
£7997.76
48 monthly payment of
£166.62

REP APR: 21.4% We act as a broker, not a lender.

Representative Example:

Borrowing £7,500 at a representative APR of 21.4%, annual interest rate (fixed) 21.36%, 47 monthly payments of £196.75 followed by 1 payment of £206.75, total cost of credit is £4,315, total amount payable is £11,815.

carloans 365 is a trading name of HT Finance Ltd. Company Number 11481948 registered address: Statham House, Talbot Road, Old Trafford, M32 0FP. HT Finance Ltd is authorised and regulated by the Financial Conduct Authority, under reference No. 821383 All finance is subject to status, terms and conditions apply. We work with a specific panel of lenders to try to obtain you an approval. We receive a commission for introducing you to parties with whom we work with. This commission is a fixed payment or percentage but can vary by partner. This does not impact the rate you are provided, full information on request. We do not charge a fee for our services.