Cars on Finance
near Manchester
Excellent | 1900+ Reviews
£0 Deposit Options
Reputable Dealers
Affordable Car Finance
Home DeliveryIf you’re looking for a car on finance in Manchester, you’ve come to the right place. carloans 365 makes the whole process as easy and stress-free as possible. We have flexible finance solutions that match your specific lifestyle and budget, whether you’re looking for new or used cars on finance. Customers can choose from vehicles available across the UK, ensuring a wide selection to suit every need. carloans 365 is based right in the heart of Manchester, helping people with all credit histories throughout the city. We have a large base of satisfied and valued customers in Manchester and across the UK, and you can read their experiences on our Trustpilot.
We appreciate that everyone’s financial situation is unique. That’s why we work with a wide range of lenders to offer car finance deals for:
We can help secure car finance, even for those with poor or no credit history, offering flexible, tailored finance plans.
All finance offers are subject to status and credit checks.
Our online application is quick and easy. You can apply today and our local experts can help you every step of the way.
When it comes to car finance in Manchester, there’s no one-size-fits-all solution. That’s why, as a leading car finance broker, we work with a panel of trusted lenders to offer a wide range of car finance options designed to suit every lifestyle, budget, and credit history. Whether you’re looking for a brand new car or exploring used car finance options, our experienced team is here to help you find the perfect car and the best deal for your individual circumstances.
One of the most popular choices is Personal Contract Purchase (PCP). With PCP, you can enjoy lower monthly payments because you’re only paying for the car’s depreciation over the length of your agreement. At the end of your personal contract, you have the flexibility to return the vehicle, use any positive equity as a deposit towards your next car, or pay a purchase fee to own the car outright. This makes PCP a great option for those who like to change their car every few years or want to keep their monthly repayments as low as possible.
Hire Purchase (HP) is another straightforward way to get car finance. With HP, you spread the total cost of your chosen vehicle over fixed monthly instalments. Once you’ve made all your payments, the car is yours to keep, no final purchase fee required. This finance agreement is ideal for customers who want to own their car at the end of the term and prefer the certainty of fixed monthly payments.
We understand that everyone’s credit history is different, which is why we also offer bad credit car finance options.Our dedicated team works closely with trusted partners and lenders to secure affordable car finance deals, even if your credit rating isn’t perfect. With a hassle-free application process and the support of a dedicated account manager, you can get car finance that fits your monthly budget and helps you drive away in your dream car.
No matter which car finance option you choose, you’ll benefit from flexible monthly payments, a wide range of quality used cars and new vehicles, and a straightforward part exchange process for your current vehicle. Our goal is to make the whole process as simple and stress-free as possible, so you can focus on finding the right car for your needs.
Ready to explore your car finance options in Manchester? Use our car loan calculator to estimate your monthly repayments, or speak to one of our account managers for expert advice tailored to your circumstances. With our trusted lenders and commitment to great service, securing affordable car finance in Manchester has never been easier.
The car finance process is straightforward: apply online, get approved, choose your car, and finalise your agreement before driving away.
We believe car finance should be accessible to everyone. Whether you’re a first-time buyer, self-employed, or recovering from bad credit, we’ve got options for you. We are proud to serve all Manchester areas, including but not limited to:
Getting a car finance deal in Manchester has never been easier. Apply online today or give our friendly team a call to discuss your options. At carloans 365, we’re here to help you drive away in your dream car without the stress.
REP APR: 21.4% We act as a broker, not a lender.
Representative Example:
Borrowing £7,500 at a representative APR of 21.4%, annual interest rate (fixed) 21.36%, 47 monthly payments of £196.75 followed by 1 payment of £206.75, total cost of credit is £4,315, total amount payable is £11,815.
carloans 365 is a trading name of HT Finance Ltd. Company Number 11481948 registered address: carloans 365, Floor 2, Jackson House, Sibson Street, Sale, M33 7RR. HT Finance Ltd is authorised and regulated by the Financial Conduct Authority, under reference No. 821383 All finance is subject to status, terms and conditions apply. We work with a specific panel of lenders to try to obtain you an approval. We receive a commission for introducing you to parties with whom we work with. This commission is a fixed payment or percentage but can vary by partner. This does not impact the rate you are provided, full information on request. We do not charge a fee for our services.
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