Cars on Finance
near Brighton

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Car Finance in Brighton

Looking for car finance in Brighton? At carloans 365, we’re here to make the process easy — with flexible options to suit a range of budgets and credit backgrounds.

Whether you're based in Brighton city centre, Hove, Shoreham or further afield in East Sussex, we’re ready to help you find a car finance deal that works for you.

Why Choose carloans 365 for Car Finance in Brighton?

We’re not tied to any one dealership or lender — which means you get access to a wide panel of trusted UK finance providers. Whether you're after Hire Purchase (HP) or Personal Contract Purchase (PCP), we’ll help you find the right fit for your circumstances.

At carloans 365, our goal is to keep things simple and transparent, with no hidden fees and no jargon.

Who Can Apply?

You can apply for car finance in Brighton with us if you:

  • Are aged 18 or over
  • Live in the UK
  • Hold a full UK driving licence
  • Have a regular income

It takes just a few minutes to apply online — and we’ll do the rest by matching you with the most suitable finance options.

Bad Credit Car Finance Brighton

Struggling with a low credit score? You’re not alone — and it doesn’t mean you can’t get approved. At carloans 365, we work with lenders who offer bad credit car finance in Brighton, even if you've had missed payments, defaults or CCJs in the past.

Our aim is to help you get back on the road with a deal that suits your financial situation.

No Deposit Car Finance in Brighton

Not got a deposit saved up? No problem. We offer no deposit car finance in Brighton, so you don’t need to worry about paying upfront. It’s a convenient way to secure a vehicle and spread the cost over time.

How It Works

Here’s how easy it is to get started:

Apply online – Fill in our short, secure application form.

Get matched – We’ll pair you with suitable lenders.

Choose your car – Pick a vehicle from any trusted UK dealership.

Drive away – Finalise your finance agreement and collect your car.

We’ll guide you at every stage to make sure it’s all hassle-free.

Used Car Finance Brighton

Whether you’re upgrading your current car or buying your first, we’ll help you secure the finance. You can choose your vehicle from any reputable dealership in Brighton or across the UK.

From compact run-arounds to electric cars and family SUVs — we help you finance the car that suits your needs.

Car Finance Near You

We serve customers all across East and West Sussex — including Brighton, Hove, Worthing, Lewes and Shoreham. Wherever you are, carloans 365 is here to help you get on the road with confidence.

Apply today
Take the first step toward your next car — apply online now with no obligation.

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Frequently Asked Questions – Car Finance Brighton

Can I get car finance in Brighton with bad credit?
Yes — we work with lenders who specialise in helping customers with less-than-perfect credit.

Do I need to pay a deposit?
No — we offer no deposit car finance to help you spread the cost from day one.

How fast can I get approved?
Most applications receive a decision within 24 hours, sometimes even sooner.

Where can I buy my car from?
You can choose from any approved UK dealership — locally or nationally.

Will my credit score be affected?
No — the initial application uses a soft credit search, so your score won’t be impacted.

How much can you afford to
spend on a car?

How much can you afford to spend on a car?

Amount to borrow*
£7,000
£4,000£30,000
To pay over
4 Years
Assuming my credit rating is
Purple monster character mobile
Best Available Rate
13.9%
Initial Borrowing
£7,000.00
Total Cost of Credit
£997.76
Total Amount Repayable
£7997.76
48 monthly payment of
£166.62

REP APR: 21.4% We act as a broker, not a lender.

Representative Example:

Borrowing £7,500 at a representative APR of 21.4%, annual interest rate (fixed) 21.36%, 47 monthly payments of £196.75 followed by 1 payment of £206.75, total cost of credit is £4,315, total amount payable is £11,815.

carloans 365 is a trading name of HT Finance Ltd. Company Number 11481948 registered address: Statham House, Talbot Road, Old Trafford, M32 0FP. HT Finance Ltd is authorised and regulated by the Financial Conduct Authority, under reference No. 821383 All finance is subject to status, terms and conditions apply. We work with a specific panel of lenders to try to obtain you an approval. We receive a commission for introducing you to parties with whom we work with. This commission is a fixed payment or percentage but can vary by partner. This does not impact the rate you are provided, full information on request. We do not charge a fee for our services.

Car Dealerships in Brighton

  • Group 1 Brighton BMW
  • Pavillion Car Sales - Brighton
  • Strafford Cars of Brighton
  • Group 1 Brighton MINI
  • Dinnages Ford Brighton

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Other Locations

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Warwick

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Ready to finance the car you want?

It takes less than a minute to apply


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