Cars on Finance
near Nottingham
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£0 Deposit Options
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Home DeliveryNeed car finance in Nottingham? At carloans 365, we help you get behind the wheel with flexible finance options that work around your budget — even if your credit history isn’t perfect.
From Nottingham city centre to Arnold, Beeston, West Bridgford and beyond, we support drivers across the East Midlands with car finance solutions that are quick, simple, and stress-free.
We’re a trusted UK broker, working with a wide panel of lenders to offer Hire Purchase (HP) and Personal Contract Purchase (PCP) car finance deals tailored to your needs.
At carloans 365, we don’t sell cars — we focus purely on finance, giving you the freedom to choose your vehicle from any approved dealership.
It only takes a few minutes to apply for car finance in Nottingham. You can apply if you:
Once you apply, we’ll search our panel of lenders to find finance options that match your profile.
Worried about your credit history? Whether you’ve faced defaults, CCJs or missed payments, we may still be able to help. We specialise in bad credit car finance in Nottingham, working with lenders who understand that life happens.
Our aim is to find a solution that helps you rebuild your credit while getting the car you need.
Not saved up a deposit? No worries. At carloans 365, we offer no deposit car finance across Nottingham and the surrounding areas. This means you can spread the entire cost of your car without paying anything upfront.
Our process is designed to be straightforward:
We’re with you every step of the way — from first click to keys in hand.
Whether you're upgrading your current vehicle or buying your first car, we help you secure finance that fits your situation. You’re free to choose your car from any reputable dealership in Nottingham or across the UK.
From city hatchbacks to electric cars and family-friendly SUVs, we’ll help you finance the car that’s right for you.
We support drivers across Nottinghamshire — including Nottingham, Mansfield, West Bridgford, Arnold, Carlton and Hucknall. No matter where you are in the area, carloans 365 is your go-to choice for hassle-free car finance.
Apply online today
No obligation, no pressure — just simple car finance tailored to you.
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Can I get car finance in Nottingham with bad credit?
Yes. We work with lenders who offer flexible options for people with poor credit.
Do I need a deposit?
No — we offer no deposit finance to help you spread the cost from day one.
How quickly will I get a decision?
Most applications receive a response within 24 hours, sometimes even sooner.
Can I choose any car?
Yes — as long as it’s from a trusted UK dealership, you’re free to choose your own vehicle.
Does applying affect my credit score?
No — we use a soft search to begin with, so your score won’t be affected by your application.
REP APR: 21.4% We act as a broker, not a lender.
Representative Example:
Borrowing £7,500 at a representative APR of 21.4%, annual interest rate (fixed) 21.36%, 47 monthly payments of £196.75 followed by 1 payment of £206.75, total cost of credit is £4,315, total amount payable is £11,815.
carloans 365 is a trading name of HT Finance Ltd. Company Number 11481948 registered address: Statham House, Talbot Road, Old Trafford, M32 0FP. HT Finance Ltd is authorised and regulated by the Financial Conduct Authority, under reference No. 821383 All finance is subject to status, terms and conditions apply. We work with a specific panel of lenders to try to obtain you an approval. We receive a commission for introducing you to parties with whom we work with. This commission is a fixed payment or percentage but can vary by partner. This does not impact the rate you are provided, full information on request. We do not charge a fee for our services.
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